Total / week
FINANCE
Home Loan
Loan Details
Key information about your home loan
Left To Pay
Offset + repaid
Years left
Years saved
Split Overview
How the loan is split between Ben and Jerry
Total / week
THIS WEEK
Principal vs interest
Your weekly repayment changes instantly as your offsets and extra repayments change.
FEATURED TRACK
Offset Overview
See how each person’s offsets affect their loan balance and interest.
BEN
debt remainingBalance charged interest
Weekly interest
Base principal
Total weekly repayment
JERRY
debt remainingBalance charged interest
Weekly interest
Base principal
Total weekly repayment
Household bills
Bring your regular home costs together in one clear view.
Add a household bill
Enter the amount and how often it comes around.
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Suggested bill names:
Your bills
Review each expense and its next due date.
Repayments
See exactly where each weekly repayment goes.
COMBINED MINIMUM MONTHLY REPAYMENT
Ben extra
Jerry extra
Without extrayears
→
With extrayears
Loan timeline
Based on your start date and current repayments
StartedSet in Settings
Time into loan—
Years left—
Estimated finish—
Choose a start date in Settings to see your progress through the term.
Interest estimate
From today, assuming your rate stays the same.
Interest to pay
Interest saved
Without offsets or extra repayments, interest is estimated at on the same remaining balance.
Projected balance
Estimated at the current rate and repayments
BenJerry
Now30 years
Ben total / week
Jerry total / week
Combined / week
Payments in next 52 weeks
Each log applies that person’s principal to next week’s balance.
Payment history
No payments logged yet.
Settings
Update your loan settings or connect a shared cloud login.
Display
App layout
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People
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Your loan details are private to your signed-in account and its workspace members.
Saved on this device
Formula logic
The starting loan is split equally and each share is calculated separately. Repayments already applied reduce that person’s debt. Half the joint offset plus that person’s offsets reduce their daily balance charged interest, not the debt owed. Interest accrues daily at the annual rate divided by 365 (366 in leap years) and is added monthly. The weekly payment estimate splits the monthly minimum × 12 ÷ 52 between you. Projections assume the rate, offsets and repayments stay the same and exclude fees. This is a tracking estimate; your lender’s repayment schedule is authoritative.