FINANCE

Home Loan

Overview

⌂

Loan Details

Key information about your home loan

▣ Loan offset
◫ Years left
▤ Joint fee / week
↗ Years with extra repayments

Split Overview

How the loan is split between you and your partner

●

Partner

Principal
Interest
●

Me

Principal
Interest

THIS WEEK

Principal vs interest

Your weekly repayment changes instantly as your offsets and extra repayments change.

Your Split

Offsets and repayments stay separate for each person.

PARTNER

effective balance
Weekly interest
Base principal
Total weekly repayment

ME

effective balance
Weekly interest
Base principal
Total weekly repayment

Repayments

See exactly where each weekly repayment goes.

BASE REPAYMENT / PERSON

Principal Interest

Partner extra

My extra

Without extrayears
→
With extrayears
Partner total / week
My total / week
Combined / week
Combined / year

Settings

Update the model inputs used across the app.

Formula logic

This app mirrors the formulas from your Numbers sheet: each person’s effective balance is half the loan after joint offset, minus their own repayments and offset. Weekly interest is balance × annual rate ÷ 52. Principal is repayment minus interest, plus any extra repayment.

Saved